Building Developments — House Proud Commercial
House Proud Commercial / Building Developments

Keep your development
compliant, clean,
and covered.

Most insurers require annual exterior maintenance to keep biological growth under control. We provide that service — reliably, documented, and on schedule — so your building stays covered and presentable year-round.

Insurance compliance
What most insurers
require — annually
⚠️
Biological growth removed Moss, lichen, algae, and mould treated and cleared from all exterior surfaces
🏠
Roof and cladding maintained Evidence of annual maintenance for roofing and exterior cladding surfaces
🌊
Gutters and drainage clear Blocked drainage is a documented exclusion in many commercial policies
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Service records on file Written documentation of cleaning dates and scope — ready for any claim
The compliance angle

Biological growth isn't
just cosmetic. It's a
coverage risk.

When insurers assess a claim involving weather damage, leaks, or structural deterioration — one of the first things they examine is whether the building was being maintained. Uncontrolled biological growth is a red flag that often results in declined or reduced claims.

🛡️

Many commercial and residential development policies contain maintenance clauses that require annual exterior cleaning. Failure to document this can void a claim — even when the damage itself was weather-related.

🌿 High Risk

Moss & Lichen

The most structurally damaging biological growth on NZ buildings. Lichen embeds rootlets into concrete, paint, and roofing materials — physically breaking down the surface over time. Moss retains moisture against cladding, accelerating rot and corrosion beneath the surface.

Insurance implication: Damage caused by moss and lichen on an unmaintained roof is commonly excluded. Insurers expect annual treatment as standard.
🟢 High Risk

Algae & Biological Film

Green and black algae form a slick biological film across exterior walls, paths, driveways, and roofing. On walkways, this creates a documented slip hazard and liability exposure. On walls and roofing, it traps moisture and degrades paint adhesion and surface integrity.

Insurance implication: Slip-and-fall claims on algae-covered surfaces may be contested if regular cleaning cannot be evidenced.
🌑 Medium Risk

Mould & Mildew

Common on shaded elevations and under eaves in Auckland's humid climate. Left untreated, mould spreads into building cavities, wall linings, and insulation. Beyond the structural concern, mould presence in a building is a health and habitability issue that affects tenants and liability.

Insurance implication: Mould remediation claims are heavily scrutinised. Documented exterior treatment programmes support coverage.
What we cover

A full annual clean —
everything documented.

Our annual development clean covers every surface that matters for insurance compliance and building presentation. You receive a written service record after every visit — ready to attach to any policy renewal or claim documentation.

🏠

Exterior Softwash

Full exterior wall clean — biological growth removed from cladding, weatherboards, brick, concrete, and plaster. Low-pressure, surface-safe technique that won't damage paint or seals.

🏔️

Roof Treatment

Moss and lichen treated at the root and cleared from all roof surfaces. Applies to concrete tile, metal, and colorsteel roofing. Treatment residue continues working after the visit.

🌊

Gutter Clean & Flush

All gutters cleared of debris and downpipes flushed to confirm free flow. Blocked guttering is one of the most frequently cited maintenance failures in weather-related claims.

🛞

Driveway & Path Clean

Common area driveways, carparks, footpaths, and entry zones cleaned of algae, mould, and organic staining. Eliminates slip hazards and improves overall site presentation.

🪟

Window & Entry Glass

Ground-floor and accessible glazing, entry doors, and frames cleaned. Removes salt residue, hard water staining, and biological film that builds up on coastal and urban sites.

📋

Documented Service Record

A written report issued after every visit covering dates, scope of work, surfaces treated, and any issues noted on site. Formatted for insurer and body corporate records.

What happens without maintenance

The growth timeline —
and what it costs.

Biological growth on an unmaintained development doesn't stay still. Here's how it typically progresses — and what it means for your compliance and coverage.

Year 0–1
New build — surfaces clean
Fresh cladding and roofing. No biological growth. Building meets insurance standards without intervention.
All good
🌿
Year 1–2
Algae & mould establish
Coastal humidity and shade trigger early growth. Green patches appear on walls and roof. Gutters begin accumulating debris.
Annual clean resolves this
⚠️
Year 3–5
Lichen takes hold
Lichen embeds into surfaces. Moss retains moisture against roofing and cladding. Gutters overflow. Insurer maintenance clauses become active risk.
Claim risk increasing
🚨
Year 5+
Structural deterioration
Moisture penetration, surface degradation, and blocked drainage create real damage. Claims may be declined due to failure to maintain.
Coverage at risk
Who we work with

Built for the people
who manage developments.

Whether you're managing a single block or a portfolio of sites, we set up a programme that runs on schedule and keeps every property documented and compliant.

01
🏘️

Body Corporates

Multi-unit residential developments with shared exterior maintenance obligations. We handle the scheduling, servicing, and documentation — giving the body corporate a reliable annual maintenance record for insurance and AGM reporting.

Annual programme
02
🏗️

Property Developers

New developments requiring pre-handover cleans and post-completion maintenance programmes. We remove construction residue, staining, and any early biological growth before the building is presented to buyers or tenants.

Pre-handover & ongoing
03
📁

Facilities & Asset Managers

Portfolio managers overseeing multiple sites who need a consistent, documented service across all properties. One point of contact, one schedule, and individual service records per site — ready for audits, insurance renewals, and compliance reporting.

Portfolio programmes
Why House Proud

Reliable service.
Records you can use.

📄

Written service records every visit

Every clean comes with a dated, scoped service record. Covers what was done, what surfaces were treated, and anything flagged on site. Ready to attach to any insurer request or body corporate file.

📅

Annual schedule — set and forget

We set up the programme once and manage the scheduling from there. You'll receive reminders before each visit and records after. No chasing, no missed years, no gaps in your compliance history.

🛡️

Fully insured for commercial sites

We carry commercial-grade public liability insurance appropriate for body corporate and multi-unit residential developments. Documented cover available on request.

🔍

On-site issue flagging

If we spot something that needs attention — cracked cladding, blocked downpipes, early roof damage — it goes in the service report. You stay ahead of problems before they become claims.

📍

Local, Hibiscus Coast based

Based in Red Beach. We know the Hibiscus Coast climate — the salt air, the humidity, the shade exposure. We understand what drives biological growth here and how to stay ahead of it.

What your service record includes
Issued after every visit. Formatted for insurers, body corporates, and asset managers.
Date and site address Full property address and date of service for accurate record-keeping
Scope of work completed Itemised list of every surface cleaned and treatment applied
Products and methods used Cleaning agents, application method, and any specialist treatments
On-site observations Any issues flagged — damage, drainage blockages, surface deterioration
Technician sign-off Named technician and company details for insurer verification
Heads up: We recommend keeping service records with your insurance policy documents. If a weather or moisture claim is ever lodged, this documentation can make a material difference to the outcome.

Let's get your
development on the books.

Tell us about the property — number of buildings, site type, and when it was last cleaned. We'll put together a compliance programme and pricing that works for your portfolio.

Get in touch directly

Same-day response. No obligation.

📞
Phone
📍
Location
Red Beach — Hibiscus Coast, Auckland